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AEPS

Bas Angootha Lagao , Paise Turant Pao

Withdraw cash, transfer money and check balance anytime, anywhere using Aadhaar.

What is AePS

Aadhaar Enabled Payment System

AePS allows you to use banking services with just your Aadhaar number and fingerprint no card or PIN required. You can withdraw cash, check your balance, transfer funds, and deposit money safely through authorized service points.

Finunique enables retailers to offer AePS services, making banking easier for customers and creating income opportunities for distributors. Our system ensures fast, secure, and reliable transactions.
By expanding AePS services in remote areas, Finunique helps reduce bank dependency and supports digital and financial inclusion across India.

Services

Enjoy quick and secure banking and payments every time.

Cash Withdrawal

Withdraw money instantly using your Aadhaar and fingerprint. No debit card or PIN needed—quick, safe, and convenient.

Cash Deposit

Deposit money directly into your Aadhaar-linked bank account using just your fingerprint. It’s a safe, simple way to pay without needing cash, cards, or PINs.

Balance Enquiry

Know your bank balance instantly with Aadhaar verification. Get real-time balance information without cards, PINs, or bank visits.

Mini Statement

View your last 10 bank transactions instantly through AePS. This helps you easily check and track your recent account activity anytime.

Fund Transfer

Transfer money instantly to any Aadhaar-linked bank account using biometric verification. The process is quick, secure, and works across different banks.

HOW DOES AEPS WORKS ?

How AePS Works

Easy Banking with Aadhaar – Fast, Safe, and Simple

AEPS makes basic banking services available near you through a simple 5-step process. It uses your Aadhaar number and fingerprint to complete transactions securely and quickly.

Visit an AEPS Agent

Go to a nearby AEPS agent. Share your bank name and Aadhaar number to start the transaction.

Enter Transaction Details

Select the type of transaction (such as cash withdrawal) and enter the amount.

Fingerprint Verification

Place your finger on the biometric scanner to confirm your identity securely.

Transaction Approval

The bank system verifies your details and approves the transaction instantly.

Receive Cash

Once approved, the agent gives you the cash, and the transaction is completed successfully.

KEY LICENSES

Certified and Recognized by Govt. of India and leading digital platforms

Aadhaar Enabled Payment System

Retailers

Aadhaar Enabled Payment System—Retailer Partnership Program

Become an AePS retailer and turn your shop into a mini banking point. As an authorized Finunique agent, you can offer essential banking services and earn attractive commissions on every transaction.
Start with minimal investment with just a smartphone and a biometric device. Provide services like cash withdrawal, balance enquiry, fund transfer, and bill payments, making your store the go-to banking hub in your area.

Our retailer program is designed for maximum profit and ease of use. Earn commissions and increase daily footfall with complete training, technical assistance, and secure RBI-approved systems for total peace of mind.
Join thousands of successful retailers across India who are growing their business with AEPS. Enjoy real-time transactions and daily settlements to focus on expanding your business while we manage the technology. Register today as a Finunique AePS retailer and start your journey.

Distributors

Aadhaar Enabled Payment System—partnership with Distributors Program

Grow a strong and profitable banking network with Finunique’s AePS Distributor Program. As a distributor, you can onboard retailers in your area and earn attractive commissions on every transaction made through your network. This opportunity allows you to expand your reach while becoming a key contributor to digital banking services.
Finunique supports you at every step with professional training, marketing assistance, and reliable technical support. Our proven business model helps you build a steady income while promoting financial inclusion in your region. All you need to get started is basic business understanding and a smartphone.

Boost your business visibility by enabling local retailers to offer essential AePS banking services. By supporting shop owners in serving their customers better, you also grow your own distribution network through a transparent commission structure and real-time performance tracking.
Join Finunique’s trusted network of distributors across India and be part of the digital banking transformation. Take the first step toward financial independence and leadership by becoming an authorized AePS distributor today.

Your data and money are protected with advanced authentication

To protect you at all times, we use strong security measures and Aadhaar authentication to ensure every transaction is fully secured and protected.

Personal

Personal Banking

Get customized banking support for your unique needs. Our team will help you with account services, transactions, and all your personal banking requests.

Business

Business Solutions

Grow your business with our complete range of business banking services. We offer customized solutions for businesses of all sizes, from small shops to large stores.

Freelance

Freelancer Hub

A dedicated financial support center for freelancers and professionals. Our system helps you easily manage your income, taxes, and business finances.

AePS Transactional Limits

Sr.no	Level	Transaction Type	USFBL Transactional Limit
1	USFBL & Other Bank Terminal	Withdrawal Transactions	Maximum 5/Aadhaar/Terminal/Day
2	Other Banks Terminal	Withdrawal Transactions	Maximum 10 Txn or ₹50,000 per month value whichever is breached earlier.
3	USFBL Bank Terminal	Withdrawal Transactions	Maximum 10 Txn or ₹50,000 per month value whichever is breached earlier.
4	Other Banks Terminal	Offus Mini Statement	Maximum 5 Txn per Month
5	USFBL Bank Terminal	Offus Mini Statement	Maximum 5 Txn per Month
6	USFBL & Other Bank Terminal	Cash Withdrawal	Maximum ₹10,000/Transaction
7	USFBL & Other Bank Terminal	Cash Deposit	Maximum ₹10,000/Transaction

We are here to help.

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Got Questions?

Frequently Asked Questions

Find answers to common questions about bike insurance. Can't find what you are looking for? Contact our support team.

AEPS lets you use your Aadhaar number and fingerprint to do basic banking like cash withdrawal, balance checks, deposits, and fund transfers without a card or PIN.

You can withdraw cash, deposit money, check balance, view mini statements, and transfer funds to Aadhaar‑linked bank accounts.

No, only your Aadhaar number and biometric (fingerprint) verification are required for AEPS transactions.

Yes. Transactions use Aadhaar biometric authentication and secure verification, making them safe and simple.

You can use it at AEPS‑enabled service points/agents nearby & no need to visit a bank branch.

Bas Angootha Lagao , Paise Turant Pao

Aadhaar Enabled Payment System

Enjoy quick and secure banking and payments every time.

Cash Withdrawal

Cash Deposit

Balance Enquiry

Mini Statement

Fund Transfer

How AePS Works

Visit an AEPS Agent

Enter Transaction Details

Fingerprint Verification

Transaction Approval

Receive Cash

Certified and Recognized by Govt. of India and leading digital platforms

Aadhaar Enabled Payment System

Aadhaar Enabled Payment System—Retailer Partnership Program

Aadhaar Enabled Payment System—partnership with Distributors Program

Your data and money are protected with advanced authentication

Personal

Personal Banking

Business

Business Solutions

Freelance

Freelancer Hub

AePS Transactional Limits

We are here to help.

Frequently Asked Questions

Money Transfer & other Services

Financial Services

Recharge & Bills

Booking Services

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